criar-produto-ia-kirvano
There's no integration between Member AI and Kirvano — or with any other checkout or member-area platform. You can't plug an AI agent into Kirvano's checkout, and you can't deliver the AI through its member area. What exists is a different path: you build the AI agent on Member AI and sell it on your own domain, with direct Stripe Connect. These are two separate products — and Kirvano, a popular Brazilian checkout platform, remains a great choice for what it does well: simple checkout, fast approval, quick payouts for a course or ebook.
The question that matters isn't "how do I connect AI to Kirvano" — it's "should my product be a recorded course or a recurring AI agent?". The model driving real MRR in 2026 is your own SaaS: you pay only the flat subscription of a platform like Member AI and keep 0% fee on the sale, getting paid directly via Stripe Connect. This article shows when it's worth sticking with a course on Kirvano — and when it's worth migrating to an AI product.
Why Kirvano became the beginner favorite
- Simple checkout, fast to set up · go from zero to your first live product in a few hours.
- Near-instant payouts · attractive when you need cash flowing early.
- Fast account approval, without heavy bureaucracy for beginners.
- Large affiliate community in digital-product niches, which helps validate an offer quickly.
That makes Kirvano, a popular Brazilian checkout platform, a solid entry point for selling a course or ebook. The problem shows up when the product you want to sell is AI — and when the course format itself is already worn out.
Because the product built on top of the platform matters too: recorded courses saturate fast, refunds climb when expectations don't match reality, piracy spreads the material in a private group within days, content goes stale and turns into manual support that doesn't scale. And the 2026 buyer doesn't want to watch 40 hours of video to find the answer to their specific case anymore — they want an instant, personalized answer. That's exactly what an AI agent delivers and recorded video never will.
The 4 Kirvano limitations for AI products
- No agent builder. Kirvano delivers checkout and a member area for static content — video, PDF, recorded lessons. There's no tool to train a conversational agent on your materials.
- No BYOK. You can't plug your own OpenAI, Anthropic, or Google key. There's no way to run a real AI agent inside Kirvano · what exists is a separate product, outside of it.
- The domain is Kirvano's, not yours. The buyer recognizes the platform's checkout page, not your brand.
- The per-sale fee bleeds over the year. In a typical checkout-platform range, 200 subscribers at $20/month already exceed $3,300/year in fees alone (estimate — always check Kirvano's current official table).
The alternative: direct SaaS with Stripe Connect
Member AI solves in one product what would require Kirvano + an external AI SaaS: agent builder + own checkout + BYOK + custom domain.
You build the agent in ~15 minutes (master prompt + knowledge base from PDFs/docs + contextual memory), point your domain with auto SSL, connect your Stripe Connect account, and get paid directly in BRL, USD, or EUR. Member AI only charges the flat plan subscription · 0% on every recurring sale. Multiply that by 1,000 subscribers at $20/month and you reach $20,000/month in predictable MRR, with no launch-spike dependency.
Kirvano vs Member AI: financial comparison
Concrete scenario: 200 subscribers, $20/month, 12 months. Since Kirvano doesn't publish a single fixed fee — it varies by payout method and volume — the figure below is an estimate within the typical range for Brazilian checkout platforms. Always check the current official table.
| Kirvano + external AI | Member AI + direct Stripe |
|---|
| Annual gross revenue | $48,000 | $48,000 |
| Kirvano fee (estimated, ~6% + $0.20) | −$3,360 | $0 |
| External AI SaaS (~$160/month) | −$1,920 | $0 |
| Member AI Expert ($50/month flat) | $0 | −$600 |
| Direct Stripe (~3.99% + $0.08) | $0 | −$2,107 |
| AI cost via BYOK (~$1.60/user/month) | −$3,840 | −$3,840 |
| Annual net | $38,880 | $41,453 |
12-month difference at 200 subscribers: +$2,573 going to the direct SaaS. At 500 subscribers, the gap exceeds $6,400/year. Plus you end up with a single product instead of two stacked SaaS (Kirvano + external AI) with fragile integration.
Step-by-step for an AI SaaS from scratch
- Member AI account (Basic $20 or Expert $50, depending on volume).
- Build the agent in ~15 min · full tutorial.
- BYOK: plug your OpenAI, Anthropic, or Google key · see why it matters.
- Custom domain with auto SSL.
- Stripe Connect: connect your account and get paid directly in BRL/USD/EUR.
- Configure plans and trial (monthly/annual, 7 free days — card required).
- Launch on
yourdomain.com. The customer subscribes, enters the member area, and chats with the agent · all inside YOUR SaaS.
When Kirvano wins vs direct SaaS
Kirvano makes sense for:
- Course or ebook as the main product, with no AI component.
- One-time low- or mid-ticket sales driven by affiliates.
- Anyone testing an offer who needs checkout live in hours, no coding.
Direct SaaS wins for:
- AI product with monthly recurring billing.
- Creators with their own audience who don't depend on a marketplace to sell.
- Anyone building a brand and keeping customer data (the subscriber is yours, not the platform's).
- Operations above $50/month in recurring revenue — that's where fee savings outweigh any reach advantage.
Migrate a Kirvano product to your own SaaS
If you already sell a course or digital product on Kirvano and want to migrate to an AI SaaS:
- Coexistence (3-6 months). Build the SaaS on Member AI in parallel. Kirvano keeps selling meanwhile.
- Upgrade email to your customers: "We've moved to our own AI-powered platform — get 30 bonus days if you switch by [date]."
- Active migration. Customer cancels on Kirvano and subscribes on the new SaaS. Typical conversion: 60-80%.
- Shutdown. Once 80%+ have migrated, close the old product.
Full playbook in how to migrate a course to an AI agent without losing revenue.
Decision by creator profile
- Selling a course or ebook? → Kirvano wins on speed and affiliate reach.
- Selling recurring AI? → Member AI + direct Stripe wins on margin.
- Want to start simple and cheap? → Member AI Basic $20/month + direct Stripe. Single stack.
- Already have an audience and want your own brand? → Direct SaaS, always.
Ready to move past static digital products? Full guide: how to sell AI agents on the internet or see Member AI plans.
Read more at memberai.pro/en/blog/create-ai-product-on-kirvano.
Learn more: plans and pricing · about Member AI · real customer cases · full blog.